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Apply Now:
As a long-time member of the community, Beacon Federal feels a strong connection with all other local businesses. Look to us for the loans and credit services you need to build and strengthen your business.
What to Expect:
The Credit Application will take approximately 10 minutes to complete. Once you have submitted your application we will get back to you within 2 business days.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person or entity that opens an account.
What this means for you: If you open a personal account, we will ask for your name, address, taxpayer identification number, date of birth, and other information that will allow us to identify you. Additionally, we will take certain steps to verify your identity, such as asking for your driver's license or other identifying documents or checking other sources. Similar identification requirements apply to non-personal accounts such as corporations and partnerships. Be assured that we recognize the importance of protecting your privacy and safeguarding the confidentiality of the information you provide to us.
Download a Personal Financial Statement and/or a Business Loan Application
In most cases, an Application, a Personal Financial Statement, and copies of your federal tax return for the past three (3) years will be all that we need to evaluate your loan request:

to Download an Application

to Download a Personal Financial Statement
Please note that the Application and Financial Statement are pdf documents that require the Adobe Acrobat Reader.
To view pdf documents, you must have Acrobat Reader installed on your computer. You can get Acrobat for free by clicking on the link below.
After downloading and printing the Application and Personal Financial Statement, they should be faxed to 315-362-4477.
We would be happy to answer questions about the loan application process. Give us a call at 1-888-256-3800 or email us today:

to e-mail us today
The above material is for informational purposes only. It does not constitute an offer to sell or a solicitation to buy any product or service referred to herein. All decisions to extend credit or make investments are subject to Beacon Federal's credit and investment approval process. Beacon Federal is not offering tax or accounting advice. Be sure to consult with your tax or accounting advisor.
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