Your security is very important to us and while we are constantly upgrading measures to protect you, it is also important for you to take appropriate steps to protect yourself.

Our Business Internet Banking uses Digital Certificates with 128-bit encryption to authenticate customers. Digital Certificates enable secure and confidential communication between the Bank and you.

Our Business Internet Banking also uses encryption. Encryption is the process of converting information into a more secure format for transmission. In other words, the plain text is converted to scrambled code while being transmitted, and then decrypted back to plain text at the receiving end of the transmission.

Currently, there are two levels of encryption generally available in web browsers: 40-bit encryption, and 128-bit encryption. Beacon’s Business Internet Banking requires 128-bit encryption. This is the highest level of encryption generally available in North America today and provides the best protection when

The security padlock at the bottom right of the browser window indicates that a secure session is in progress. Double-clicking the padlock will tell the user the level of security being used by showing the Digital Certificate.

Each User's username and password are personal to that individual. This helps safeguard against unauthorized individuals accessing a user's Business Internet Banking account. To benefit fully from this protection your business and users must ensure that their usernames and passwords are kept secure and secret at all times.

Choose a Password that is difficult for a third party to guess. The best Passwords contain numbers as well as both upper and lower-case characters. Users should not use a familiar name, date or place that may be easy for a third party to discover. Do not share your Password with anyone. Always memorize your Password. Change your Passwords regularly and do not alternate between Passwords. Disable any log-in and Password auto-complete functions on browsers. Don't allow anyone to identify the keys you are pressing while logging on. Do not record your Password on your computer or browser, or write it down anywhere. Do not use a Password that is also used in connection with a third party (e.g. an Internet Service Provider).