Personal Banking  >  Checking

Beacon Debit Card

Debit Card

We like to call it our Pocket-Sized Power Tool!  It’s an ATM card that works like a check with the clout of MasterCard, making it easier to make purchases online & in person. You can also obtain cash without carrying & using checks or making multiple stops. Each purchase or cash withdrawal is taken from your Beacon checking account and can be viewed on your monthly statement or with our online banking. A convenient must-have financial tool for your checking account. Get yours today — Click here to download an application.  Submit your application in person by coming in to any branch or you can mail it to: Beacon Federal, Attn: Member Services, PO Box 186, East Syracuse, NY 13057.

Locate an ATM

Using the Beacon Federal Web Site, simply Click Here or click the Beacon Federal logo in the top left corner to return to our homepage. On the left hand side of the page where it says "Find a Surcharge-Free ATM", enter your ZIP Code into the appropriate field and you will be directed to a list of Allpoint ATMs in your area. It's that easy!

ATMs

FREE access to any Beacon Federal ATM as well as access to 43,000 Surcharge-Free ATMs on the Allpoint Network.

Allpoint ATMs are located in places you visit everyday like grocery stores, retail shopping, pharmacies and gas stations. When making a withdrawal from an Allpoint ATM, please note: If the surcharge screen appears during your Allpoint ATM transaction, press "yes" to accept the surcharge and proceed with your withdrawal. You will not be charged the surcharge or Allpoint will refund your money.*

*Allpoint Money Back Guarantee: Surcharge-Free or Allpoint will refund any fees you are charged.

Some locations may have more than one ATM, not all of which participate in the Allpoint Network. Please make sure to check the ATM you are using for the Allpoint logo to ensure it is the correct one.

Now you can locate Allpoint ATMs from the palm of your hand with the
Mobile Allpoint App! Click here for more details.

Beacon Federal is now offering Overdraft Coverage. To learn more, visit Beacon Debit Card Overdraft Coverage.