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*Annual Percentage Rates, Interest Rates, and terms will be determined by the member’s overall credit rating and are available as low as stated, and requres loan holder to open any new Beacon checking account. The APR and payment per $1,000 is based on $20,000 loan amount and longest term with a $10 prepaid finance charge. Quoted rates also require automatic/electronic loan payments, additional interest will be charged for loan paid via coupon book or monthly billing. Loans are subject to credit approval. All rates are subject to change without notice. Other rates and terms are available. Rates as of 05/18/09. Other restrictions may apply. Member FDIC.